| For each request for payment, the purchaser rocks of the commercial server,
towards the server of payment PAYBOX SYSTEM,
connect with the banking world.
1. The purchaser arrives on a web page of payment crypted with SSL
2. Data entry of the number of card and request for authorization. The
connection between the purchaser and server PAYBOX
SYSTEM is established in HTTPS, protocol made safe with SSL, which
crypt the whole of exchanged information. This protection protects the
data sent by the Internet and guarantees to the purchaser that its number
of bank card cannot be intercepted by a third during its transfer towards
protected server PAYBOX SYSTEM. The
welcome page of PAYBOX SYSTEM informs
the purchaser on his purchase: presentation of the name of the tradesman
(what guarantees that the trade was authenticated).
3. When the number of card passed a first level of control (key of Luhn,
oppositions, etc), server PAYBOX SYSTEM
emits a request for authorization towards the center of the bank to which
the tradesman is affiliated. This is carried out by TRANSPAC, by using
the standardized lines of credit.
4. The center of authorization of the bank returns a number of authorization
or a refusal. If the payment is accepted, PAYBOX
SYSTEM carries out the following operations then:
• Display of the ticket
of payment on the screen of the purchaser (option)
• Sending of the ticket
of payment by e-mail to the purchaser and the tradesman
• The number of card is
on the other hand never returned to the tradesman.
5. The purchaser is then automatically redirected towards the server
of the tradesman, where it can take again the course of his visit.
A particular process, developed by PAYBOX
SERVICES, makes it possible PAYBOX
SYSTEM to supervise in real time the behaviour of the carrier,
in particular to avoid the use of the server of payment as tester of automatically
generated numbers of card, or for other types of attacks.
Check that you are in mode made safe at the time to pay on line. In this
case, a closed lock appears in bottom of the window of the software of
navigation.
The beginning of the address of the site http://www indicated in top
of the screen passes in https://www the "S" which follows "HTTP"
announces that the communication is protected. All tradesmen PAYBOX are
identified by a bank and a contract VAD/VPC. All the tradesmen using PAYBOX
SYSTEM to manage and make safe their transactions are identified
by PAYBOX SERVICES and a Bank. A sale
contract A Outdistances (VAD) identifies them. The purchaser is protected. |
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